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Mortgage Center

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.474%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.750%  2.890%  0.000%
Construction Loan
 Rate  APR  Points
 4.500%  6.461%  0.000%

Personalized Quote


Deposit Services Debit Card Services Loan Services Free Checking

Tim Hecht
Assistant Vice President, Loan Officer

Percy Banking Center
306 W. Pine St.
Percy, IL 62272

Office: (618)497-8361

Fax: (618)497-2058

Email: thecht@bankatfnb.com

Tim is dedicated to providing the best customer service possible by exceeding the customers' expectations through rapid response and follow-up.  His "can do" attitude insures all the clients' needs are met with enthusiasm and professionalism.  "My goal is to eliminate the confusion and intimidation that often is associated with buying a new home.  This should be a pleasant and enjoyable experience.  This is most likely the largest investment you will make."

Mortgage Lending Solutions

Applying online really works!

Online mortgages can get approved quicker and the process can be made much easier.

Free pre-approvals!

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to use?

We offer a variety of loan options to choose from. We offer easy-to-understand explanations of each program on the site and I am always just a call or email away!

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